Insurance & Financing

Flexible ways to afford high-quality dental care.

Flexible & Personalized Options

Ways to Get the Dental Care You Need

At Nova Dental Care in Mundelein, IL, we believe everyone deserves access to exceptional dental care — without stress or confusion about coverage.

Dental Insurance

We’re proud to be in-network with many major insurance providers, including:

  • BlueCross BlueShield (BCBS)
  • Cigna
  • Delta Dental
  • Guardian
  • Humana
  • Connection Dental
  • United Healthcare
  • Aetna

If you have another dental insurance plan that isn’t listed above — don’t worry!
We welcome all patients, even those with out-of-network or non-participating plans. Our team will gladly help you submit claims and maximize your reimbursement.

For patients without insurance, we also offer special discounts and flexible payment options to help make care affordable.

📞 Call us today — our team is happy to help you understand your benefits and payment options.

FSA or HSA

Using pre-tax dollars? We accept Flexible Spending Accounts (FSA) and Health Savings Accounts (HSA) to help you save even more. You can easily combine your FSA or HSA benefits with insurance or financing for maximum flexibility.

Financing Made Simple

Managing your dental expenses is easy with Cherry Financing and CareCredit — both designed with patients in mind.

With Cherry:

  • Apply online in minutes with no impact on your credit score.
  • Get approved even with less-than-perfect credit.

Choose from 6- or 12-month interest-free plans for qualifying treatments.

With CareCredit:

  • Use your existing CareCredit card for dental procedures and ongoing care.
  • Enjoy flexible monthly payments and promotional interest-free financing options.
  • Accepted at thousands of healthcare providers nationwide.

Take control of your dental health today — apply with Cherry or CareCredit and get the care you deserve on your schedule.

Your Smile, Your Way

Whether you use insurance, FSA/HSA, Cherry, or CareCredit — or you’re paying out of pocket — Nova Dental Care is committed to providing accessible, transparent, and affordable dental care for every patient.

Frequent insurance questions.

We’re here to help. ​If you have questions that are not covered in our FAQ, please send us a message.

Do you accept Medicaid, HMOs, DMOs?

For Medicaid, HMOs, and DMOs plan members, please contact us directly.

I don't see my insurance listed. How can I check if you accept it?

If you are curious about your insurance, message us online or call our team.

How do I know if you’re in network or out of network?

Use our insurance check app to find out. We’ll email you the answer in seconds.

Does dental insurance cover fillings, crowns, implants, and other procedures?

This will depend on your dental insurance plan. If you and your dentist decide to move forward, we’ll run your insurance and give you our best possible estimate of what you’ll pay before you come in.